Precious Maduforo, Author at The Investing Tips

Is It Smart to Pause Your 401(k) Contributions to Pay Off Debt?

Precious Maduforo 21 min read

If you’ve ever stared at a credit card statement showing 24% interest while your 401(k) statement shows a modest 7-8%

Precious Maduforo 20 min read

Finding an extra $200 a month feels good — until you have to decide what to actually do with it.

Precious Maduforo 20 min read

Getting a large medical bill is stressful enough without wondering whether it will come back to haunt you the next

Precious Maduforo 19 min read

Introduction When debt becomes unmanageable, two names come up constantly in searches, ads, and well-meaning advice from friends: debt settlement

Precious Maduforo 17 min read

Introduction If you’re drowning in debt and researching settlement as a way out, one of the first questions you need

Precious Maduforo 16 min read

Introduction Debt doesn’t disappear just because you stop paying it — but it can become legally unenforceable over time. At

Precious Maduforo 17 min read

Introduction Most people understand that debt grows when you carry a balance and pay interest on it. Fewer people understand

Precious Maduforo 13 min read

If you’re drowning in credit card balances, medical bills, or personal loans, the ads practically write themselves: “Wipe out 50%

Precious Maduforo 14 min read

When debt becomes unmanageable, most people eventually run into the same three options, usually in this order: a debt settlement

Precious Maduforo 21 min read

Introduction: The Debt Nobody Talks About When people discuss debt, the conversation almost always centers on numbers. Interest rates. Monthly