Precious Maduforo, Author at The Investing Tips

Zombie Debt: What It Is, Why Collectors Still Pursue It, and Your Rights When They Call

Precious Maduforo 23 min read

Introduction: The Debt You Thought Was Dead You get a call — or a letter, or a text — about

Precious Maduforo 21 min read

Introduction: When “We’ll Negotiate Your Debt Down” Doesn’t Happen Debt settlement programs are built on a simple pitch: stop paying

Precious Maduforo 26 min read

If a creditor forgives $600 or more of your debt, they’re generally required to send you IRS Form 1099-C, and

Precious Maduforo 21 min read

A debt management plan (DMP) is a structured repayment program, typically run through a nonprofit credit counseling agency, where you

Precious Maduforo 26 min read

If you’ve ever gotten a call from a debt collector about an old medical bill while also needing to sign

Precious Maduforo 25 min read

Debt settlement can be one of the most effective ways to resolve debt you genuinely can’t pay in full —

Precious Maduforo 21 min read

Introduction If you’ve fallen behind on a debt and it’s landed in collections, you’ve probably heard the term “pay for

Precious Maduforo 17 min read

Introduction If you’ve started researching help for your debt, you’ve probably noticed something confusing right away: almost every debt relief

Precious Maduforo 16 min read

Introduction: The Pitch vs. the Product At some point, almost everyone who has a life insurance policy — or is

Precious Maduforo 19 min read

Introduction: Why “Which Is Better” Is the Wrong First Question Most comparisons between cash-value life insurance and taxable brokerage investing